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Have you ever received an email from a financial institute, PayPal,
and/or Ebay claiming that there is an urgent discrepancy in your
account or login procedure? In most cases, you have never even heard
of these banks or account ever before. Sure you have, we all have!
You actually were a target of a Phisher! I received 13 phishing
emails today alone.
Scammers are trying to get you to take action based on their emails.
They are trying to trick you into sharing all the financial information
they can get out of you.
In most cases, they set up a fake web site with the sole purpose
of hording your information and either using it to drain your accounts
or they might sell it to another fellow low life. In most cases
phising is done via an email. It can also be done via a phone call
or instant message.
If they try to get you to go to a web site, in most cases it will
be the spitting image of the regular bank’s web site. They may even
spoof the URL so that it looks exactly like your bank's site, for
example: instead of (www.yourbank.com) it might come back as (yourbank.imstealingfromyou.com)
Another common method is to place the symbol @ in the URL. The
@ symbol breaks up the URL. So, http://www.yourbank.com@imstealingfromyou.com
takes you to imstealingfromyou.com.
Other more sophisticated attacks actually use the bank's web programs
against you to make it look like every thing on the web site is
legit.
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