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Emigrant has offered an online savings account for years.
The rate is usually slight better than average. I see their
rate as the barometer for all other accounts. Emigrant is
usually the first one to move their rates and all other players
follow. They are very responsive with their rate moves. If
the Fed makes an announcement on Tuesday that affects markets,
you can be sure to see a rate change from Emigrant by the
end of the week.
They provide a great deal of security. It's a solid product,
if you don't need a great deal of access to your funds. I
would rate them higher, if we had more access to our money.
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Their rate is usually slight above average, maybe a quarter
of a point. They offer an annual promotion that usually last
for 90 days.
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Phone support and email is offered. Phone support is available
7 days a week from 8 AM to 11:30 PM (EST).
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Emigrant has a long history of following best
practices. I feel very comfortable with their system. |
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Your standard tie to a checking or savings account system.
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Funding
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Ties to your Checking or savings account. |
Setup Process
 
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Online, Mail, Fax |
FDIC Insured

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Yes |
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Bank's Main URL
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https://www.emigrantdirect.com |
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Online Account URL
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https://www.emigrantdirect.com/EmigrantDirectWeb/ |
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Email
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CustomerService@EmigrantDirect.com |
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Mailing Address
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EmigrantDirect
13 Croton Avenue
Ossining, NY 10562 |
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Phone
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Customer Service: 1-800-836-1997
Seven days a week, 8:00 AM - 11:30 PM ET
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