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Online Bank Reviews- EmigrantDirect

Emigrant Direct
Overall Score:
Rate History:
Security:

Bank's URL:
https://www.emigrantdirect.com/EmigrantDirectWeb/


Overall Score

Emigrant has offered an online savings account for years. The rate is usually slight better than average. I see their rate as the barometer for all other accounts. Emigrant is usually the first one to move their rates and all other players follow. They are very responsive with their rate moves. If the Fed makes an announcement on Tuesday that affects markets, you can be sure to see a rate change from Emigrant by the end of the week.

They provide a great deal of security. It's a solid product, if you don't need a great deal of access to your funds. I would rate them higher, if we had more access to our money.

Rate History

Their rate is usually slight above average, maybe a quarter of a point. They offer an annual promotion that usually last for 90 days.

Customer Service

Phone support and email is offered. Phone support is available 7 days a week from 8 AM to 11:30 PM (EST).

Security
Emigrant has a long history of following best practices. I feel very comfortable with their system.
Features

Your standard tie to a checking or savings account system.

Funding
Ties to your Checking or savings account.
Setup Process
Online, Mail, Fax
FDIC Insured
Yes
Bank's Main URL
https://www.emigrantdirect.com
Online Account URL
https://www.emigrantdirect.com/EmigrantDirectWeb/
Email
CustomerService@EmigrantDirect.com
Mailing Address
EmigrantDirect
13 Croton Avenue
Ossining, NY 10562
Phone

Customer Service: 1-800-836-1997

Seven days a week, 8:00 AM - 11:30 PM ET


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