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CapitalOne offers a fantastic product in every category,
but rate. Their High Yield Money Market offers every feature
available. The rate is usually 1/4 - 1/2% under the leader.
If Check Writing and ATM access is a big feature for you,
I highly recommend Capital One.
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They are usually in the top half, but due to all
the services they offer don't expect them to ever lead the pack.
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Email and 24/7 phone support. The phone support
I was provided was very knowledgable and well versed on polices
and FDIC laws. |
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They follow the standard practice. They could
definitely do more. |
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Pros: Your standard tie to a checking or savings account
system. No minimum balance. ATM and check writing access.
$1 minimum.
Cons: The security could be better and the rate lags due
to all of the services you get with the account.
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Funding
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Ties to your Checking or savings account. You
can also use an ATM or write checks. |
Setup Process
 
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Online and Phone |
FDIC Insured
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Yes |
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Bank's Main URL
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http://www.capitalone.com/directbanking/ |
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Online Account URL
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http://www.capitalone.com/directbanking/hymm/ |
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Email
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directbanking@capitalone.com |
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Mailing Address
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Direct Banking Deposit Address:
Capital One Direct Banking
PO Box 4197
Houston, TX 77210-4197 |
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Phone
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Customer Service 1-877-442-3764
Open an Account 1-800-562-1340 |
